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Major and complex loss

We are there for our clients’ customers in their time of greatest need, to provide support, guidance, and advice, and to help to recover and restore their businesses as quickly and efficiently as possible.

Woodgate & Clark manages all types of major and complex losses; material damage and business interruption, third party property damage, injury and domestic. Our team comprises highly experienced and qualified adjusters, supported by internal specialists including surveyors, engineers, counter fraud specialists and forensic accountants.

Total claim cost is rigorously controlled through detailed investigation, effective mitigation, and overall management of all aspects of each and every claim.

To complement the experience, technical expertise and commercial awareness of our own adjusters, we have access to a very wide range of specialist external resources for larger and more technical claims, including:

  • Aerial inspections, drones
  • Agricultural consultants
  • Arborists
  • Business interruption
  • Documentation restoration consultants
  • Drying, restoration and decontamination consultants
  • Environmental and oil contamination consultants
  • Forensic accountants
  • Forensic scientists
  • Fraud and special investigations
  • Glazing specialists
  • Heritage building consultants
  • Legal advisers
  • Marine surveyors and consultants
  • Materials consultants
  • Medical consultants
  • Motor engineers
  • Plant and machinery damage mitigation specialists
  • Rehabilitation and injury management specialists
  • Salvage specialists
  • Structural, mechanical, civil, and electrical engineers
  • Timber specialist consultants
  • Translation and interpretation service consultants
  • Valuation surveyors
Nick Michell

Nick Michell, Director of Major Loss


Nick started his adjusting career in 1979 and has undertaken a wide range of technical and relationship management roles, as well as handling major property and business interruption losses throughout the UK.

Nick is one of the most respected adjusters in this field within the profession, having a relationship with Woodgate & Clark that spans over 21 years.